Simple, transparent pricing
One platform for every cooperative, regardless of size. Start free and scale as you grow.
Free
For small cooperatives getting started.
Free
- Up to 10 members
- No active loan book
- Savings up to ₦1,000,000
Starter
For growing cooperatives ready to activate loans.
₦10,000/month
- Up to 40 members
- Loan book up to ₦5,000,000
- Unlimited savings
Growth
For established cooperatives with larger membership.
₦20,000/month
- Up to 150 members
- Loan book up to ₦30,000,000
- Unlimited savings
All paid plans billed monthly in Nigerian Naira (NGN). See billing terms.
Everything included on every plan
Plans differ by limits only — not by features. Every cooperative gets the full platform.
- Contribution tracking and management
- Loan applications, approvals, and repayments
- Automatic member worth calculation
- Deduction rules and application
- Immutable audit trail on all financial actions
- Role-based access (Super Admin, Admin, Member)
- Financial reports and statements
- Email notifications and invitations
- Data export
About platform fees
VAT (currently 7.5%) is added to your subscription fee. Paystack, our payment processor, also charges its own fee on the transaction — currently 1.5% + ₦100, capped at ₦2,000. That fee is Paystack's, not ours, and isn't marked up. Both rates can change; the exact amount is shown before you confirm payment.
Frequently asked questions
- Do I need a credit card to start the trial?
- No. The 90-day free trial gives you full platform access with no payment method required. You only need to subscribe when the trial ends and you want to continue past the Free plan limits.
- What happens when my trial ends?
- Your account automatically reverts to the Free plan. All your data is preserved — nothing is deleted. You can activate a paid subscription at any time to unlock higher limits.
- Are there fees beyond the monthly subscription?
- VAT (currently 7.5%) is added to your subscription fee. Paystack, our payment processor, also charges its own processing fee (currently 1.5% + ₦100, capped at ₦2,000) — this is Paystack's fee, not ours, and we don't mark it up. All amounts are shown before you confirm payment.
- Can I change my plan later?
- Yes. You can upgrade at any time and the new limits take effect immediately. If you downgrade, your existing data is preserved but actions that exceed the lower plan's limits will be blocked until usage falls within those limits.
- What happens if a payment fails?
- Your account enters a 7-day grace period with full access maintained. If payment is not resolved within 7 days, the account reverts to the Free plan. No data is lost.
- Can I cancel at any time?
- Yes. Cancel any time from your account settings. You keep access until the end of the current billing period. Subscription fees are non-refundable.
Ready to get started?
Register your cooperative today and get 90 days of full platform access, free.